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Underwriter Certification, our proposed system for regulating nuclear power, requires a firm, automatic procedure for compensating people who have been harmed by a release of radioactive material. If humanity is to enjoy the benefits of nuclear power, it is essential that this system be reasonably realistic. It must be at least qualitatively correct, reflecting the essentials of what happens when radioactive particles interact with a human. The system must be well enough defined that underwriters can reliably estimate their loss associated with a given release. This paper attempts to come up with such a system.